Simply stated nontrucking liability
insurance provides a permanently leased owner operator with a limited form of
liability protection. Specifically it applies when a covered vehicle is operated
solely for personal and non-economic purposes.
Nontrucking liability insurance
never applies when an owner operator pulls a loaded trailer, operates on behalf
of a trucking company or uses a vehicle for any revenue generating purpose like
trip leasing. These types of activities normally fall under the primary auto
liability insurance provided by a trucking company.
